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The State of the Rental Market – Fall 2025 Santa Rosa & Escambia Counties If you own rental property in Northwest Florida, you’ve likely noticed things feel different this year. Homes are taking longer to rent, price growth has slowed, and tenants have more choices than they did just a year or two ago. That’s not bad news — it’s just the natural cooling of a market that was red-hot for years. For landlords in Santa Rosa and Escambia Counties, the fall 2025 rental landscape is stable, competitive, and increasingly data-driven. Here’s what’s happening — and what it means for you. Rents Are Holding Steady After several years of double-digit increases, rent growth has finally leveled off. Across both counties, most homes are renting for about the same or slightly more than they did last fall. Average rent in Santa Rosa County : about $2,000 per month Average rent in Escambia County : around $1,650–$1,700 per month Year-over-year growth: roughly 1–2% in most areas That small bump means landlords are keeping pace with inflation, but big rent hikes are a thing of the past. The market has reached a healthy balance between affordability and owner returns. Homes Are Taking Longer to Rent The days of getting ten applications the first weekend are gone. Most properties now spend two to four weeks on the market before securing a tenant — longer if they’re priced above average or need updates. Several factors are driving this: More supply: new apartments and converted homes entering the market Seasonal slowdown: fall always brings fewer moves than summer Pickier renters: tenants can compare more options than before That doesn’t mean demand is weak — it’s just more deliberate. The right tenants are still out there, but they’re shopping carefully. The Market Is Splitting by Location Location has become the defining factor in 2025. Coastal towns like Navarre and Gulf Breeze still command premium rents, often above $2,300 per month , but homes can sit longer as they wait for the right tenant. Suburban hubs like Pace and Milton are steady performers, with strong family demand and average rents between $1,800–$2,000 . Inland or rural areas have lower rents but also less turnover — many tenants stay long-term for space and affordability. The key takeaway: understanding your submarket matters more than ever. What This Means for Landlords If you’re managing a property in today’s market, strategy is everything. Price precisely. Overpricing is the fastest way to lose a month of rent. Show well. Updated, clean, pet-friendly homes still rent fastest. Plan for short vacancies. Even a great property may take 2–3 weeks to fill. Be proactive. Start marketing early, and respond quickly to inquiries. Clover’s data shows that landlords who price within 2% of current market value are renting nearly twice as fast as those who list above it. How Clover Helps You Stay Ahead 🍀 Market-based pricing backed by local data 🍀 Professional marketing that reduces vacancy time 🍀 Tenant screening to protect your property 🍀 Maintenance coordination that keeps homes in top shape Our team watches the market daily — not quarterly — so your investment stays competitive and profitable. Ready to See How Your Property Compares? Clover Property Management offers free rental market evaluations to help homeowners stay in step with today’s trends. 📲 Visit www.CloverPM.com or call 850-994-1542 to request your rental analysis. Your property deserves more than guesswork — it deserves strategy.

Are DIY Landlords Hurting the Rental Market in Pensacola? More and more homeowners in Pensacola, Milton, and Pace are deciding to rent out their properties themselves. On the surface, it seems like a good idea: save the management fee and handle things directly. But here’s the uncomfortable truth: DIY landlords often cost themselves—and the market—more than they save. Poor screening, sloppy paperwork, and long vacancies don’t just hurt one property—they ripple out into the neighborhood and the wider rental market. Step 1: Pricing Mistakes That Hurt Everyone When landlords set rent based on guesswork instead of market data, they either: • Overprice the property → leaving it vacant for months, dragging down occupancy rates • Underprice the property → attracting low-quality applicants and undervaluing surrounding homes Professional property managers rely on current market comps, rental trend reports, and local demand analysis. DIY landlords often rely on Zillow guesses. The difference? Thousands of dollars lost and skewed rent expectations in the community. Step 2: Legal Risks That Spread Trouble Florida’s landlord-tenant laws are strict. Mishandling security deposits, skipping notice requirements, or filing sloppy evictions doesn’t just hurt the owner—it clogs the courts and creates bad tenant experiences that echo through the market. Common DIY mistakes: • Withholding deposits illegally • Delivering invalid 3-Day Notices • “Handshake agreements” with no enforceable lease Every time this happens, the reputation of local landlords suffers. Step 3: Screening Shortcuts That Backfire Tenant screening isn’t just pulling a credit report. It’s verifying rental history, checking for evictions, confirming employment, and reviewing background checks. DIY landlords who skip steps often end up renting to tenants who: • Pay late or not at all • Cause property damage • Disrupt neighbors and communities The result? More evictions, higher turnover, and properties that sit empty longer—hurting property values for everyone nearby. Step 4: Vacancy That Drains the Market A vacant property isn’t neutral—it’s a drag on the neighborhood. Overgrown lawns, empty driveways, and signs of neglect make an area less appealing. Professional managers move fast to re-rent properties. DIY landlords often underestimate how costly every extra week of vacancy really is. How Clover Property Management Protects the Market We don’t just protect individual owners—we help keep the Northwest Florida rental market stable, professional, and profitable. 🍀 Accurate pricing backed by market data 🍀 Full legal compliance with Florida landlord-tenant law 🍀 Rigorous tenant screening to protect neighborhoods 🍀 Fast turnover and professional marketing to reduce vacancy 🍀 Consistent property standards that preserve long-term value When landlords succeed the right way, everyone wins—homeowners, tenants, and the community. Ready to Stop Risking Your Investment? DIY management might look cheaper, but it usually costs more—in money, time, and stress. Don’t let guesswork damage your rental property or the market around it. 📲 Visit www.CloverPM.com or call 850-994-1542 for a free consultation with Clover Property Management. We raise the standard of property management in Pensacola—so your rental property performs like it should.

What Florida Landlords Should Do Before Raising Rent If you’re a landlord in Northwest Florida, you’ve probably noticed rising property values and higher demand for rentals in places like Pensacola, Milton, and Pace. Naturally, you may be thinking: Is it time to raise the rent? Before you make the move, it’s important to know the right way to do it. Done incorrectly, you could end up losing a great tenant—or worse, facing legal trouble. Here’s a step-by-step guide to raising rent the right way in Florida. Step 1: Review the Lease Agreement Check your tenant’s current lease: • Is it a fixed-term lease (12 months)? • Or a month-to-month lease? In Florida, you cannot raise rent mid-lease unless your agreement specifically allows it. For fixed-term leases, you’ll need to wait until renewal. For month-to-month agreements, you can raise rent with proper notice. Step 2: Give Proper Notice Florida law doesn’t set a statewide rule for rent increase notice, but most landlords use 30 days’ written notice for month-to-month leases. • Always provide written notice (not just verbal). • Deliver it by mail, email (if allowed), or posting at the property. • Clearly state the new rental amount and when it takes effect. If your tenant has been reliable, consider offering renewal incentives (like minor upgrades or a small grace period) to keep them happy while adjusting the rent. Step 3: Research the Local Market Before setting a number, make sure your rent is competitive in your area. Look at: • Similar homes in your neighborhood (size, condition, amenities) • Market trends in Pensacola, Milton, and Pace • Proximity to schools, shopping, and military bases Raising rent too high could cause tenant turnover—which costs you more in vacancy and turnover expenses. Step 4: Communicate Clearly and Professionally How you deliver the message matters: • Be direct, respectful, and clear. • Highlight property improvements or market reasons for the increase. • Emphasize your goal of keeping a good relationship. Tenants are far more likely to accept an increase if they understand it’s fair and market-driven. Step 5: Document Everything Always keep records of: • The notice you sent (keep a copy) • Market research or comps you used • Any updates or improvements made to the property This protects you in case of disputes and helps you justify increases in the future. How Clover Property Management Handles Rent Increases At Clover, we take the guesswork and stress out of raising rent. 🍀 Detailed market analysis before each lease renewal 🍀 Legally compliant notices delivered on time 🍀 Professional communication with tenants to maintain relationships 🍀 Rent adjustments that balance owner profit and tenant retention We make sure your property stays profitable and occupied. Don’t Risk Losing Good Tenants Over a Rent Increase Raising rent is necessary to keep up with the market, but it has to be done carefully. Clover Property Management ensures you stay competitive, compliant, and profitable—without losing great tenants. 📲 Visit www.CloverPM.com or call 850-994-1542 for a free rental analysis. We protect your income while keeping your tenants happy.









